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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Sacramento, El Dorado Hills and Granite Bay real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Radon >Reducing Indoor Air Pollution

Air pollution is a fact of life in the 21st century. Reducing our use of pollutants will improve the environment and the health of those who live on our planet. But what about indoor air pollutants? The air quality inside your home affects you too, especially since most people spend more time indoors than outdoors.

Indoor air pollutants include elemental particles and gases produced by wood smoke and propane gas ranges. Some building materials, home furnishings and cleaning products emit toxic organic chemicals like formaldehyde that can contribute to poor indoor air quality. Outdoor pollutants such as radon gas from the soil under your home, carbon monoxide and nitrogen dioxide from the vehicles that drive by or pesticides from your neighbor's orchard can also seep inside your house.

How can you reduce the risk of negative health effects from indoor air pollution? First, check the contents of the household products you use, and always open the windows if there are warnings about fumes. You can buy a relatively inexpensive detector for indoor toxic emissions at your local hardware store. If air exchange is poor inside your home, consider installing a mechanical ventilation system that will maintain a healthy flow of air and filter out pollutants.

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Real Estate Trivia
Q 
What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Team Swanson, REALTOR®, real estate agent and broker for Sacramento, El Dorado Hills and Granite Bay, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Swanson
Greenrock Realty

5200 Sunrise Blvd. #4
Fair Oaks, CA  95628
916-601-4141
Fax: 916-859-0382
robertswanson@NUMBER1EXPERT.com


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