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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Team Swanson, a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent. Find Sacramento, El Dorado Hills and Granite Bay Homes - Find Sacramento, El Dorado Hills and Granite Bay, California real estate listings & homes for sale provided by Team Swanson, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Team Swanson, a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Team Swanson, a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent. Sacramento, El Dorado Hills and Granite Bay Information - Find local information on Sacramento, El Dorado Hills and Granite Bay, California including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Team Swanson, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Team Swanson, a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent. About Team Swanson - Information about Team Swanson including testimonials, guarantees, credentials, and contact information. Learn why Team Swanson is a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent. 
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
Which U.S. hotel has more fountains than any other hotel in the world?
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| A |
The Bellagio Hotel in Las Vegas, Nevada has more than 1,000 fountains embellishing an 11+ acre artificial lake.
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 See More Real Estate Trivia > |
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