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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Team Swanson, a proven Sacramento, El Dorado Hills and Granite Bay, California NUMBER1EXPERT™ Top Selling real estate agent.

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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Team Swanson, REALTOR®, real estate agent and broker for Sacramento, El Dorado Hills and Granite Bay, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Team Swanson
Greenrock Realty

3017 Douglas Blvd. Suite 300
Roseville, CA 95661
916-601-4141
Fax: 916-859-0382
robertswanson@NUMBER1EXPERT.com


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